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Individual Insurance Plans

2023 Open Enrollment is Nov 1st – Jan 15th

Below are on-exchange and off-exchange insurance options that includes Vanderbilt University Medical Center (VUMC) and its Affiliates, both main campus and Vanderbilt Wilson County Hospital, in their individual plans:  

*This information is provided for your convenience. Vanderbilt University Medical Center does not endorse specific carriers.

Notice: Medicare Advantage Plans Change

As of April 1, Vanderbilt Health's hospitals, clinics and affiliated partners will be out of network for patients covered by Medicare Advantage plans offered through Humana and Wellcare of TN.

For more information, visit:

Full Participation Status for VUMC and its Affiliates

Ambetter (Centene) – On and Off Exchange for Tennessee markets

BCBS – On and Off Exchange for Networks P and S, excludes Networks L and E 

Cigna Health Plans – On and Off Exchange
Cigna Connect Plans – VUMC and its Affiliates are contracted as In Network for Tennessee markets

Oscar – On and Off Exchange
VUMC and its Affiliates are now contracted as full-service, In Network providers effective 1/1/2023. 

Out of Network Participation Status for VUMC and its Affiliates

The Exchange Plan below, sold in the Nashville area, excludes patients’ access to VUMC facilities and providers. In order to receive benefits from the health plan below, patients must receive authorization and have adequate payment arrangements from these plans prior to scheduled appointments at Vanderbilt or its Affiliate locations. VUMC staff are available to assist patients with authorization requests from the plans for specialty appointments as needed.

United Healthcare Compass

VUMC and its Affiliates are Out of Network. Patient must have authorization and adequate payment arrangements from United before an appointment will be scheduled. Patients will be fully responsible for payment if authorization is not received.  

Authorization may be requested by Patient or Patient’s PCP from United through the number on the back of the member’s ID card.  

Off-Exchange

Farm Bureau Health Plans through United Health Care are available Off the Exchange. VUMC and its Affiliates are In Network with this health plan.